We help families make wise financial decisions
We accomplish this via a process of identifying, assessing, and managing unacceptable outcomes (risks) then developing a framework and infrastructure to deal with these risks.
What could go wrong tomorrow that would have a negative impact on you and your family?
Investors Views Towards Risk Vary With Time
Thurman Private Wealth takes capital preservation seriously. Our first goal is to do no harm to your portfolio or to your ability to make potential profits when the time is right.
Over the course of the last several years, we have seen the markets experience tremendous volatility, which has had a significant impact on investors’ ability to protect and grow their assets. A great number of events, from natural disasters to man-made crises, have affected world markets, increased volatility and made it more difficult for investors to remain on course to reach their financial objectives.
Starting with the technology bubble in 2000 and continuing with the housing bubble just a few years later, never before have investors faced the consequences of two pricing bubbles in such close proximity. While the impact from the economic and financial downturns left a lasting scar on our psyches for generations to come, it also provided us with money management lessons for this new era.
Passive investors have spent 26 of the past 44 years treading water. History tells us that during protracted bear markets, opportunities exist to capture gains. We believe volatility is here to stay, which makes it increasingly important to employ investment strategies that guard against the potential for sudden and unexpected peaks and valleys in the markets—and how they may negatively affect your portfolio.
There is value in sidestepping market declines
Investment management is a significant component of our Thurman Private Wealth comprehensive wealth management offering, and we take a highly personal and customized approach to managing your money.
The increasing complexity of economic forces and the interdependence of global markets have contributed to significantly alter the investment landscape.
We feel that investors can no longer necessarily rely on traditional strategies to reach their financial goals.
In today’s investment landscape, the only certainty is that nothing is certain.
Our portfolio construction and implementation process focuses on managing the downside and utilizes many of the concepts and strategies employed by large endowments and institutional investors. We feel that the secret to long-term outperformance lies in the ability to protect capital in order to grow it. In other words, we feel it is more important to manage against losing money than to take more risk in order to reach for extra return.
At the same time, we recognize that no one investment strategy works for every client, so we have developed an investment approach that allows for flexibility. Based on an understanding of your needs and constraints developed through a series of personal meetings, we’ll create a custom strategy that takes all of your concerns into account and is integrated with your broader financial plan.
In order to devise your personalized strategy, we start by understanding our mandate based on your objectives for the portfolio. We believe that sound portfolio structure and investment management are complementary and crucial to sustaining and growing wealth as well as creating income. Each client’s custom solution is managed to reflect our core philosophy on risk, leverage our strengths, and adhere to a structured methodology. The lynchpin of our investment strategy is the portfolio construction process.
We could not agree more. As investment advisors, we know how important safety is to investors. But as investors ourselves, we really understand that sentiment, and not just as an academic topic.
Our exclusive portfolio design services are available to investors seeking comprehensive investment solutions and personalized service. Our disciplined approach is designed to try to enhance total portfolio results for each client while controlling risk across all market cycles. Similar to a family office manager, our group evaluates the complete picture to implement a customized strategy designed with your unique financial goals in mind. We believe a disciplined process, combined with accessibility to portfolio managers and other subject matter experts, can potentially yield the best results.
Investment advice and management is a complex process and requires a team of advisors and specialists who possess the experience and educational background to stay current in today’s ever-changing investment world. If you prefer to leave day-to-day investment decisions to a highly credentialed team of portfolio managers that constantly thinks about how the unfolding macro environment impacts your path to your goals, then our Thurman Private Wealth investment management solution could be the right approach for you.
In our experience, we have found that there are 7 core questions from every person we meet:
We encourage you to come in and enjoy a cup of coffee with us and let us share with you what we are doing for our clients. It will cost only a few minutes of your time, and whether we eventually work together or not, we believe you will find it worthwhile.
Note that we are an INDEPENDENT financial planning firm. We do not manufacture financial products or have a corporate governance forcing products or sales goals, and therefore can objectively provide advice and select outstanding products based on performance, costs, as well as other features that make them unique and most beneficial to the client.